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Tennessee once had encountered the tornado and the fierce thunderstorm weather and a large number of houses and buildings were damaged in such a sudden natural disaster. In front of this kind of sudden natural disaster ,how can we minimize own losses? I think people's first reaction is to buy a home insurance for themselves . The insurance could include housing estates and property, so in case of the unexpected accidents such as house damage ,family property theft cases or other unexpected losses to our family property, we only need to have a call and then we will get paid for our losses.